John Pasciuti's Blog
Do the walls of your home ever feel bland and uninviting? What you need for your home is to add depth to the walls. Everything from the colors of the walls to what you place on them helps to give your rooms a feeling of sophisticated complexity.
Try Using Contrast On Your Walls
If you choose a dark color for your walls, you can use bright colors as a contrast to bring out the prominent features of the room.
Use Texture On Your Walls
You don’t have to rely on paint to color your walls. It’s a good idea for you to use some tapestry or cloth and hang it on the walls to help add texture and depth to a room.
Reflect On The Room
Using mirrors can help to make any room appear bigger. Mirrors are deceiving in a way, but when placed strategically, they can really add a lot to a room. Allowing for reflections in the room also adds depth and a larger feeling to the space,
Don‘t Make A Space Too Busy
Avoid using a lot of colors in a room. While contrasting colors add something special to a space, bright, mismatched colors will only make you dizzy.
Make Use Of Tile
Particularly in kitchens and bathrooms, tile can help to add some depth to the space. Your kitchen can be painted a lovely color and finding tiles to match for a backsplash can really help the room to stand out. Even the color grout that you use can help add complexity to a room. If you have brick, wood, or any kind of stone present in a room, be sure to help those features stand out. The best way to approach design sometimes is to take what you see in nature and bring it into your space. From earth tones to highlighting the natural features in your home, you can really make your home feel well-rounded from the inside out.
Try Painting The Walls Different Colors
There’s no rule that says you need to paint a room all one color. Often, you can add a lot to a room just by having that one accent wall. Putting the piece of furniture that will be the focal point of the room on the accent wall can really bring out the features of the room. If your color scheme is leaning towards blues and whites, for example, paint each wall white except for one. Choose an alluring shade of blue for the accent wall. Be sure that your furniture matches with whatever wall color scheme that you choose as well.
Whether you’re recreating a room completely, or simply re-purposing what you have, it’s easy to make your design work for you and provide complexity and depth.
If you own lots of items and plan to buy a house in the foreseeable future, now may be a good time to list any unwanted items online. That way, you can simultaneously eliminate clutter and earn extra cash for your excess items.
Ultimately, selling items online before you pursue a home can be simple – here are three tips to help you showcase your unwanted items online to dozens of potential buyers.
1. Provide Relevant Information in Your Item Listings
Find out as much as you can about any items you decide to list online. Because the more information you can provide to prospective buyers, the easier it becomes for a buyer to determine whether a particular item is the right choice.
There is no need to stretch the truth in your online item listings, either. If you provide accurate, relevant information, you can help a buyer make an informed decision.
2. Add High-Quality Photos
A picture is worth a thousand words, particularly for those who list items online. Thus, if you add high-quality photos to complement your online listings, you can instantly show off your items to large groups of prospective buyers.
You don't need to be an expert photographer to take high-quality photographs of your items. If you use a smartphone, tablet or digital camera, you should have no trouble capturing top-notch images that you can upload onto a computer without delay. Then, you can add these photos to your item listings and help buyers see exactly what you have to offer.
3. Be Ready to Respond to Concerns and Questions
If a buyer has a concern or question about an online item listing, you should be ready to quickly connect with this individual and provide him or her with the requested information. By doing so, you may be able to speed up the process of getting rid of unwanted items.
As you start selling items online and get ready to search for a house, you may want to find a real estate agent as well. If you hire a real estate agent, you can receive expert housing market assistance as you prepare to pursue your dream residence.
A real estate agent is happy to guide you along each stage of the homebuying journey. First, he or she will help you craft an effective homebuying strategy. A real estate agent next will keep you up to date about houses that fall within your price range and meet your desired criteria. Furthermore, if you find a home you want to buy, a real estate agent will help you craft a competitive offer to purchase. And if your offer is approved, a real estate agent will do everything possible to ensure you can finalize your home purchase as soon as possible.
Don't wait to get started on the homebuying journey – reach out to a real estate agent today, and you can begin your quest for your dream house.
There are many fees and costs you’ll encounter as a homeowner. From closing costs that are due when first purchasing your home to your mortgage payment and property taxes, keeping up with these expenses is essential. But if you’re a homeowner that didn’t pay your property taxes, you’re at risk of losing your home in a tax sale. Keep reading to learn more about property tax liens and what to do if you have lost your property in this type of sale.
What is a Tax Lien?
If you fail to pay your property taxes or other municipal fees associated with your property like sewage or water bills, any past-due amount that you owe can become a lien on your home. Each state has its own laws regarding property tax liens but generally, if you have a lien on your home, the local government can sell the property to collect any monies owed.
Can I Save My Home After a Tax Sale?
Tax sales are a serious matter but there may be a few different options available to you to help save your home. It is possible to reclaim your home following a tax deed sale by setting aside the sale or redeeming it. Many jurisdictions offer a right of redemption that is available after the tax sale. TO redeem your property, you are required to reimburse the total amount paid at the sale, plus any interest to the purchaser. This must be done within a certain time frame, called the “redemption period,” which typically lasts from 1 to 3 years. Additionally, you may be able to redeem the property before the start of a sale.
If you are unable to redeem the property, you may be able to invalidate or set aside the tax sale. This can be accomplished in a few ways, including:
- Providing proof that there were defects in the tax lien
- Identifying defects in the tax sale process
- Proof that the tax in question was not owed or had been paid in full
- Offering a good reason as to why the neglected fees were not paid
Should I Hire an Attorney?
If you are in a situation where a sale is imminent, or you’re exploring your legal options following a tax lien sale, you should consider working with an experienced attorney. Seeking legal counsel from a knowledgeable foreclosure attorney, tax attorney or real estate attorney may be able to stop or reverse a tax lien sale and help you to maintain ownership of your home.
A porch is a lovely way to enjoy the outdoors. One of the best ways to maximize your outdoor time is to screen in these indoor/outdoor areas. You can completely transform your outdoor sitting area to an additional living area by enclosing your porch.
Once the enclosure is set, what was simply an outdoor oasis will become an extension of your home. You’ll be able to decorate the room just as you would with any other part of the house.
Benefits Of A Screened In Porch Include:
- Ability to enjoy the space in all weather
- A place to entertain in all weather conditions
- A shady spot in warmer temperatures
- A way to keep pests like mosquitoes and flies out
- Easy to maintain
- Added value to your home
- A way to maximize the use of all the areas of your home
Mother Nature can be unpredictable. If you enjoy being outdoors and you like entertaining, screening in your porch or deck can be one of the best improvements that you could make to your home. You can entertain without worry rain, wind or shine. You won’t need any fancy bug repellents, candles, or sprays to keep pests away. Screened in areas make life easier.
What To Consider When Building An Enclosed Porch
Designing a porch enclosure can be tricky. You want it to look natural as if it has always been a part of the home. Done right, a screened in porch can be a beautiful addition to your home and really add to the overall look of the house. There are so many types of technology available today that you can bring all of the modern comforts with you to your season room. The screened in portion of the room will give you the best of both worlds. You can enjoy the sun with some built-in shade. You can use the room throughout the year, and you may even be able to add a heating system to the space for even more enjoyment. Don’t be hesitant to add a screened in enclosure if you really love the outdoors as it can only enhance your experience.
The most important thing is that the enclosure is built with quality materials that match your home. The stronger the material, the more value the space will add to your home. You also want a durable material that will be low maintenance. The materials used shouldn’t be susceptible to warping or rotting. All you should worry about once a porch is screened in is caring for that room as you would any other room of the house.
We all know that buying a home is expensive. For first-time buyers who don’t have the luxury of equity for a down payment, it can be difficult to find a way to finance your home without taking on a huge interest rate and mortgage insurance.
Fortunately, loan programs like those offered by the U.S. Veterans Affairs can be a godsend. However, there is a great deal of confusion around who is eligible for VA loans and how to acquire them.
So, in today’s post, we’re going to cover some of the frequently asked questions of VA loans. That way, you can feel confident in knowing whether or not it’s a good financing option for you and your family.
VA Loans FAQ
Who is eligible for a VA Loan?
VA loans aren’t just for veterans. Most members of the military, including Reserve and National Guard members can apply. Additionally, spouses of service members who died from a service-related disability and those who died on active duty can apply as well.
How long do you have to service to be eligible?
The VA defines eligibility as having served no less than 90 days of service during wartime and 181 days of continuous service during peacetime.
Who are VA Loans offered by?
Like any other loan, VA loans are offered by private lenders. The difference is that VA loans are guaranteed by the government. That means that the federal government takes on some of the risk of lending to you, therefore making it possible to secure a loan with little or no down payment.
Should I make a down payment on a VA loan?
If you have the means, making a down payment will almost certainly save you money in the long run. If you can put down 10% of your total mortgage amount, you can also significantly reduce the VA Funding Fee.
Will I have to pay private mortgage insurance?
Private mortgage insurance (PMI) is something that borrowers pay on top of their mortgage payments and interest. This additional insurance helps borrowers buy a home with a small down payment. VA loans allow you to secure a mortgage without PMI.
Are VA loans different for active duty, National Guard, and Army Reserve members?
Each type of service member is eligible for a VA loan. However, there are some minor differences regarding the VA Funding Fee. With no down payment, an active duty member would pay 2.15% of the loan amount in fees. National Guard and Army Reserve members pay around 2.40% with no down payment.
What does my credit score need to be to get a VA loan?
The VA doesn’t have a set minimum credit score. However, the private lenders that offer the loan do. On average, the lowest credit score that you can secure a VA loan with is around 620. That being said, a higher score will secure you a lower interest rate, saving you money over the lifetime of your loan.